Insurance: news
Cyber Insurance Cover
Great news! We now have a way forward for your school to obtain Cyber Insurance Cover.
If you would like to obtain a quotation, the insurer requires some additional information about your school to enable them to provide terms tailored to your needs.
Please provide the information requested below directly to our appointed broker, AJG (Arthur J. Gallagher). They will also be happy to assist if you have any questions regarding the information required or the quotation process.
Information required:
- Total School Income (Turnover): Your total gross income from all streams (including pupil funding, services, and investments) before any deductions.
- Staff Numbers: The total number of employees at your school.
- School Details: Your full legal entity name and primary address (or main campus address if you operate across multiple sites).
- Activities & Claims History: Confirmation that your school has had no previous insurance claims, and no involvement in cryptocurrency or franchising.
- IT Network Setup: Confirmation that your school’s IT network is fully separate from the local council’s network (meaning no direct access between the two). Note: If the council hosts services for you, a formal service agreement should be in place, but the networks themselves must remain segregated.
Why this cover matters for your school:
Cyber insurance has evolved from a simple fallback plan into a hands-on support service that can work hand in hand with services your internal and external IT support teams are already providing. Aligned with the latest guidance (attached) from the British Insurance Brokers' Association (BIBA), this policy is designed to give you peace of mind by offering:
- Proactive Protection: Tools to help prevent attacks before they happen that you can use in conjunction with cyber preventions system provided by your incumbent IT Support teams - internal or external.
- Immediate Help: Technical support and rapid incident response if something goes wrong that can work together with your IT Teams for faster response to cyber-attacks and/or damage caused by it.
- Financial Peace of Mind: Protection against lost income, plus support for data recovery and system restoration.
To give you a clearer picture of how this works in practice, insurers like CFC now offer interactive policy guides. You can explore how coverage responds to real-world scenarios: View interactive cyber policy wording
Please note that the above offering also matches the cover that is provided by the RPA.
How to contact:
- Please email psuswindon@ajg.com and copy in paul_dury@ajg.com
- Please ensure that your email subject line includes “Cyber for Schools” followed by your school’s name.
- For any urgent queries, please contact Paul Dury directly by telephone on 07840 715415.
If you have any questions at all or need help, please feel free to contact AJG.
Insurance costs 2026/27
Hertfordshire County Council continues to offer all types of insurance. The Council ensures that as far as possible the cover offered remains competitive. There will be an increase of 3% applied to property insurance from 1 September 2026 (falls in line with the increase in insured values) to 0.89 per m2 and £11.48 per pupil.
Liability, motor, and computer insurance rates remain unaltered. Engineering insurance rates are dependent on increases to the Average Weekly Earnings (AWE).
The Insurance Team will provide details of the cost of insurance for your school on receipt of your enquiry.
Please note: The Risk Protection Arrangement (RPA) offered to academy status schools by Central Government/DfE is available to all Local Authority Maintained schools. The rate from 1 April 2026 will increase to £29 per pupil. Please be aware that the RPA does not provide engineering or motor insurance; however, HCC can continue to offer this cover to schools.
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